عربي

Ladies Credit Card

Ladies Credit Card

Every customer deserves a banking experience that meets their specific needs and makes them feel special, which is why we are proud to introduce the 1st Islamic credit card for Ladies. This unique card comes with an arrangement of exclusive rewards, benefits and services designed to support and enhance your aspirations.

Features

  • Minimum payment of only 5% of your purchases and cash withdrawals.
  • Gives you the option of revolving the balance at a monthly Profit Rate of 1%.
  • Earn reward points on your purchases using your card
  • Exclusive Discounts offer on Shopping, Dining, Lifestyle and Travel
  • Unlimited Supplementary cards
  • Withdraw cash 100% of your available limit
  • Monthly statements to track your spending
  • Free SMS notification
  • Globally accepted

Earn QIB Reward Points

QIB Reward points are earned when you or your supplementary card member spends (POS/Online) on your Ladies Credit Card (primary or supplementary)

  • For every QR 8 spend you earn 1 QIB Reward Point (International spends).
  • For every QR 9 spend you earn 1 QIB Reward Point (Domestic spends).
  • You can use these Reward Points to redeem flights on Qatar Airways and for complimentary flights operated by one world airlines as well as redemption on Oryx Galleria and Qatar Duty Free.

Concierge Services

Make the most of wherever you are with our FREE multilingual concierge service provided to you with the Ladies Credit Card.

Your 24-hour personal assistant will arrange dinner reservation, chauffeur and taxi, theater ticket, gifts or anything else you could need in order to enhance your travel experience.

Free access to Airport Lounges

  • Awaiting your flight is a luxury with the Ladies Credit Card LoungeKey. Sit back, relax, and receive complimentary access to over 500 airport lounges worldwide with our LoungeKey
  • Guests are invited at an extra cost of USD 27 a guest per visit.
  • Even though accessing lounges are free and easy, we would still recommend that you register to use the LoungeKey app so you have access to the latest lounge information.

Credit shield Takaful

Enroll with our Credit Shield Takaful program at a nominal fee applied monthly to your credit card. Credit Shield Takaful covers your outstanding due on credit card, in case you are unable to settle it due to unfortunate incident like death or Permanent disability.

Travel Insurance

Use your Ladies Credit Card to pay for your travel and you will receive complimentary travel insurance in respect of that trip.

Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.

Accident & Health Coverage Principal Sum Insured (USD)
1. Personal Accident Benefits (Common Carrier)
Adult International Trips: USD 500,000 Domestic Trips: USD 50,000
Children USD 5,000
Accidental Death 100% of the Benefit Amount
Permanent Partial Disability due to Accident % of the Benefit Amount as per scale
Permanent Total Disability due to accident 100% of the Benefit Amount
2. Medical and Related Benefits
Emergency Medical Expenses USD 150,000
Deductible USD 100 Domestic Trips USD Nil International Trips
Dental Expenses USD 10,000
Repatriation Expenses USD 500,000
Hospital Benefit USD 50 per day up to USD 1,500
Return of Mortal Remains / Burial Expenses USD 5,000
3. Travel Inconvenience Benefits
Trip Cancellation/Curtailment USD 5,000
Personal Property USD 1,000
Single Article Limit USD 150
Valuables Limit in Total USD 150
Deductible USD 50
Baggage Delay USD 42 per hour up to USD 500
Deductible 4 Hours
Trip Delay USD 42 per hour up to USD 1,000
Deductible 4 Hours
Hijack USD 25 per day up to USD 500
Emergency Family Repatriation Economy Return Flight
Emergency Child Repatriation Economy Flight
Each Benefit Amount or Limit of Liability contained within the Table of Benefits is in United States Dollars (USD). Payment of claims will be made in local currency where required by law.

Purchase Protection

We provide security on all your purchases made with your Ladies Credit Card. Any item purchased while travelling will automatically be insured against loss, theft or damage before 365 days of the date of purchase on Items above USD 100.

Coverage

Any one occurrence USD 6,000
Limit per 365 days USD 20,000

Extended Warranty

Your Ladies Credit Card comes with the unique benefit of extended warranty by doubling the manufacturer/retailer warranty for all your purchases. This coverage is valid for 12 months from the purchase date.

Coverage

Any one occurrence USD 3,500
In aggregate USD 6,000

Fees and Charges:

Services Ladies Card (QR)
Murabaha Profit 1%
Annual / (1st Year Free) 350
Annual / Issuance fee for Supplementary Cards  100
Replacement / Reissuance (Lost/Damaged)  100
Cash withdrawal Fee  3%
Currency Conversion Fee 2%
Printed / Fax statement / E-statement Free
Express Service Free
Send Card / PIN outside Qatar Actual Courier Cost
Copy of Sales Voucher and Dispute fees (In case of Invalid disputes) 100
Charity Fees 2% of Outstanding dues if not paid on time