Ladies Credit Card
Every customer deserves a banking experience that meets their specific needs and makes them feel special, which is why we are proud to introduce the 1st Islamic credit card for Ladies. This unique card comes with an arrangement of exclusive rewards, benefits and services designed to support and enhance your aspirations.
Features
- Minimum payment of only 5% of your purchases and cash withdrawals.
- Gives you the option of revolving the balance at a monthly Profit Rate of 1%.
- Earn reward points on your purchases using your card
- Exclusive Discounts offer on Shopping, Dining, Lifestyle and Travel
- Unlimited Supplementary cards
- Withdraw cash 100% of your available limit
- Monthly statements to track your spending
- Free SMS notification
- Globally accepted
- Contactless enabled feature
- Avail it instantly through the QIB Mobile App. Click here to find out more
QIB Loyalty Point:
Enjoy Absher Loyalty program on your purchases using QIB Ladies Signature Credit Card which are valid for a period of 3 years from the date they are earned. You can also earn Absher Points on your supplementary card member spends. Activate now https://absher.qib.com.qa/
| Card Type | International POS/E-Comm. Spends | Domestic POS/E-Comm. Spends |
|---|---|---|
| Ladies | For every QR 6 spend, earn 1 Point | For every QR 8 spend, earn 1 Point |
Transactions originating from EEA and UK Countries and merchants under Government, Fuel and Auto dealers as defined by Visa/Mastercard rules will be awarded ONLY 50% of Avios/Absher points on any QIB Credit Card.
Concierge Services
Make the most of wherever you are with our FREE multilingual concierge service provided to you with the Ladies Credit Card.
Your 24-hour personal assistant will arrange dinner reservation, chauffeur and taxi, theater ticket, gifts or anything else you could need in order to enhance your travel experience.
Free access to Airport Lounges
- Awaiting your flight is a luxury with the Ladies Credit Card Visa Airport Companion service. Sit back, relax, and receive complimentary access to over 850 airport lounges worldwide with this service.
- Guests are invited at an extra cost of USD 32 a guest per visit.
- We recommend that you register to the Visa Airport Companion and have access to the latest lounge information whilst travelling. To register, please visit Visa Airport Companion and click on “create your account”
Credit shield Takaful
Enroll with our Credit Shield Takaful program at a nominal fee applied monthly to your credit card. Credit Shield Takaful covers your outstanding due on credit card, in case you are unable to settle it due to unfortunate incident like death or Permanent disability.
Insurance & Protection
Travel Insurance
Use your Ladies Credit Card to pay for your travel and you will receive complimentary travel insurance in respect of that trip. Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.| Accident & Health Coverage | Principal Sum Insured (USD) |
|---|---|
|
1. Personal Accident Benefits (Common Carrier) |
|
| Adult | International Trips: USD 500,000 Domestic Trips: USD 50,000 |
| Children | USD 5,000 |
| Accidental Death | 100% of the Benefit Amount |
| Permanent Partial Disability due to Accident | % of the Benefit Amount as per scale |
| Permanent Total Disability due to accident | 100% of the Benefit Amount |
| 2. Medical and Related Benefits | |
| Emergency Medical Expenses | USD 150,000 |
| Deductible | USD 100 Domestic Trips USD Nil International Trips |
| Dental Expenses | USD 10,000 |
| Repatriation Expenses | USD 500,000 |
| Hospital Benefit | USD 50 per day up to USD 1,500 |
| Return of Mortal Remains / Burial Expenses | USD 5,000 |
| 3. Travel Inconvenience Benefits | |
| Trip Cancellation/Curtailment | USD 5,000 |
| Personal Property | USD 1,000 |
| Single Article Limit | USD 150 |
| Valuables Limit in Total | USD 150 |
| Deductible | USD 50 |
| Baggage Delay | USD 42 per hour up to USD 500 |
| Deductible | 4 Hours |
| Trip Delay | USD 42 per hour up to USD 1,000 |
| Deductible | 4 Hours |
| Hijack | USD 25 per day up to USD 500 |
| Emergency Family Repatriation | Economy Return Flight |
| Emergency Child Repatriation | Economy Flight |
| Each Benefit Amount or Limit of Liability contained within the Table of Benefits is in United States Dollars (USD). Payment of claims will be made in local currency where required by law. | |
Buyers Protection
We provide security on all your purchases made with your Ladies Credit Card. Any item purchased while travelling will automatically be insured against loss, theft or damage before 365 days of the date of purchase on Items above USD 100.Coverage
| Any one occurrence | USD 6,000 |
|---|---|
| Limit per 365 days | USD 20,000 |
Extended Warranty
Your Ladies Credit Card comes with the unique benefit of extended warranty by doubling the manufacturer/retailer warranty for all your purchases. This coverage is valid for 12 months from the purchase date.Coverage
| Any one occurrence | USD 3,500 |
|---|---|
| In aggregate | USD 6,000 |
Fees and Charges
Fees and Charges:
| Services | Credit Card |
|---|---|
| Ladies | |
| Issuance Fees | Free |
| Annual fees | 350 |
| Issuance / Annual fee for Supplementary Cards | 100 |
| Replacement (Lost/Damaged) | 100 |
| Cash withdrawal | 3% |
| Currency Conversion Fee | USD and GCC : 2% GBP and Euro : 2.5% Other Currencies : 3% |
| Profit Rate per month (on unpaid Outstanding amount) | 1% |
| Printed/ Fax statement / E-statement | Free |
| Additional Printed Statements per month | 50 |
| Card Transactions Dispute fees – (charged to the customer incase of invalid disputes) | 100 |
| Express Service | Free |
| Send Card/PIN outside Qatar | Actual Courier Cost |
| Copy of Sales Voucher | 100 |
| Charity Fee (Commitment to donate in case of late payment) | 2% of unpaid outstanding (to be sent to charity) |
| * Tamayuz customer will get – Free Issuance, Replacement and Annual Fee of Primary Cards | |
| * Private Banking customer will get – Free Issuance, Replacement and Annual Fee of Primary & Supplementary Cards | |
Apply Now
- Visit one of our ladies centers
Now you can pay safer and faster with your smartphones, watches and devices:
- For iOS: Add your card to Apple Wallet to be able to use Apple Pay through your iPhone, Apple Watch or iPad devices
- For Android: Add your card to Google Wallet™ to be able to use Google Pay™ through your Android devices
- For Samsung: Add your card to Samsung Wallet™ to be able to use Samsung Wallet through your Samsung devices
Use Apple Pay, Google Pay or Samsung Wallet wherever you see one of these symbols:
