Digital Credit Card
Introducing Qatar’s first Digital Credit Card, available on QIB Mobile App. The innovative new product will enhance your experience, enabling you to safely and securely perform online purchases, as well as adding it to Apple Pay, Google Pay™ and Samsung Wallet without the need to have a physical card.
- No need for a physical card to make online purchases (full Digital experience)
- No issuance and renewal fees
- 10,000 bonus Absher Points on 1st E-comm. Spend
- Discounts from certain E-com retailers / vendors
- Available and ready to use instantly on QIB Mobile App to eligible customers
- View your Digital Credit Card Details through the QIB Mobile App
- Enable for Apple Pay transactions
- Earn Absher reward points on your purchases using your card
- Free lounge access at 25 Airports
- Option to pay a minimum of 5% of outstanding purchases
- Carry forward the balance at a monthly Profit Rate of 1%
- Profit free period of up to 45 days
- Monthly statements to track your spending
- Globally accepted
Absher Loyalty Point:
Absher is our way of saying thank you for banking with QIB, The rewards points has been designed to reward you by earning points every time you apply or use selected products or services.
Points earned can be redeemed for vouchers at our prestigious Merchant Partner Outlets, booking airline tickets, Hotels, Online shopping and many more , or it can be redeemed instantly for making utility bill payments like (Ooredoo, Kahraama and Vodafone) using QIB Awards winning mobile app
Absher Rewards points can also be exchanged for Airline miles with participating airlines which also include Qatar Airways
Enjoy your Absher rewards points by activating your Absher account through the QIB Mobile App or visit: https://absher.qb.com.qa
| Card Type | International POS/E-Comm. Spends | Domestic POS/E-Comm. Spends |
|---|---|---|
| Digital Credit Card | For every QR 6 spend, earn 1 Point | For every QR 8 spend, earn 1 Point |
Transactions originating from EEA and UK Countries and merchants under Government, Fuel and Auto dealers as defined by Visa/Mastercard rules will be awarded ONLY 50% of Absher points on any QIB Credit Card.
LoungeKey Free Airport Lounge Access
Awaiting your flight is a luxury with the LoungeKey from QIB Visa Digital Credit Card. Sit back, relax, and receive complimentary access to 25 airport lounges worldwide with the LoungeKey.
- Free lounge access at 25 airport lounges all around the world
- Additional guests are charged @USD 32 per visit.
- Please download the loungekey App and register your Digital Credit Card to accessing the airport lounges.
For more information, visit www.loungekey.com/visaplatinummena, or call +971 80004441054
YQ meet & assist
YQ is a global network of specialist airport meet & assist service partners. For Visa Digital Credit Card cardholders it means that getting through airports can be the personalized, pleasant experience they deserve.
Offer: Discount of up to 15% off retail rates for Visa Digital Credit Cards at over 450 destinations globally
Visa Digital Credit Card Cardholders can book via https://cemea.yqnowgroup.com/ and the applicable discount is applied directly to the transaction
- Booking for the services must be made at least 72 hours prior to commencement of travel
For more information, visit https://cemea.yqnowgroup.com/
Avis Car Rental offers
Avis Budget Group operates one of the world’s best-known car rental brands with a truly global footprint.
Following discounts and privileges at Budget are available for Visa Digital Credit Card Cardholders.
- Up to 20% discount on Standard Rates
- Up to 10% off on Retail Rates
- Simply visit www.avisworld.com/visa to avail the discount
For more information, visit www.avisworld.com/visa
In addition to the above discounts, Visa Digital Credit Card cardholders can now enroll for Avis Preferred Plus Membership free of charge and enjoy additional services including free drivers. Reservations and enrollment into Avis Preferred Plus to be made on www.avisworld.com/visa.
Global Customer Assistance Services
GCAS exists to provide our Digital Credit Card Cardholders with the personal support and world-class customer service they expect when they are travelling, providing essential services when they need it most.
TRAVEL BENEFITS GCAS core competencies include:
- Cardholder Inquiry Service (CIS) for general inquiry.
- Emergency Cash Disbursement (ECD) up to USD 5,000.
- Exception File Update (EFU)
Credit Shield Takaful:
Enroll to Credit Shield Takaful program at a nominal fee applied monthly to your Digital Credit Card. Credit Shield Takaful covers your outstanding due on Digital Credit Card, in case you are unable to settle it due to unfortunate incident like death or Permanent disability. Terms and conditions apply.
Buyers Protection
Get automatic insurance against loss, theft, or damage. For the claims form, please log in to the following website with your 16 digit credit card number https://Cardholderbenefitsonline.com/
Extended Warranty
Extended Warranty adds real value to the Visa Digital Credit Card offering – it doubles the repair period offered by the original manufacturer’s warranty for up to 1 year, protecting Cardholders against the cost of repair and replacement of an item.
Applicability:
- Full payment of purchased items must be made with Visa Digital Credit Card
- New item purchases only
- Proof of full payment with Visa Digital Credit Card is required
- Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.
For more information Cardholders should visit https://Cardholderbenefitsonline.com/
Dragon Pass – Lounge Access
Your Airport Lounge access with your QIB Mastercard Credit Card is digital. Register your Mastercard Digital Credit Card on the Mastercard Airport Pass app today to access airport lounges. Please download the APP
IOS: https://apps.apple.com/us/app/mastercard-airport-pass-mea/id1493489553
Android: https://play.google.com/store/apps/details?id=com.dragonpass.en.mcmea
Mastercard for You
Download the App and enjoy exclusive travel, lifestyle and insurance benefits, plus get discounts at premium hotels, restaurants, shopping destinations and more, all on QIB’s Mastercard Digital Credit Cards.
MyBook
Download the app and enjoy buy 1 get 1 offers
Careem
Download the Careem App and enjoy 20% off on 3 rides every month, simply use Mastercard as a promo code while booking.
Priceless Cities
Access handpicked experiences and offers in cities around the world, visit www.priceless.com
ClearTrip
Enjoy up to a 30% discount on your international airfare or hotel using your Mastercard Digital Credit Card when booking on www.cleartrip.com/mastercard. Pay with your Mastercard and use promo code: MASTERCARD.
Avis
Experience up to 15% off your next car rental and a complimentary upgrade with every rental, worldwide with your Mastercard.
Click here for more details. (Please link the “Click here” to https://one.avisworld.com/en_GB/Avis-MastercardMEA/)
Hotels.com
Use your Mastercard and enjoy 10% discount off the price of your booking on selected properties on your next vacation.
Eligible properties will be marked with the Mastercard promo code.
Simply click here and use the promo code MastercardMEA upon checkout with your Mastercard. Applicable on bookings paid online.
The Bicester Village Shopping Collection
The Bicester Village Shopping Collection is where world-leading brands offer savings of up to 60%, and sometimes more, on the recommended retail price, in their own luxuriously appointed boutiques, all year round.
Cardholders can get access to:
- VIP invitation (to be exchanged for a VIP card that offers an additional 10% discount on purchases in participating boutiques)
- 15% discount on shopping packages
- 15% discount on chauffeur drive experience at participating villages
- 15% discount on Shopping Express
- Access to VIP lounges (subject to availability)
Click here for more details on how to redeem.
Purchase Protection:
Shop with confidence, knowing that the purchases you make with your Mastercard Digital Credit Card are:
- Protected in case of theft or accidental damage up to 90 days from date of purchase.
- Covered for up to USD 2,000 per claim and a maximum of USD 5,000 over a 12-month period
Visit: https://www.mcpeaceofmind.com/Platinum/ to file a claim.
Credit Shield Takaful:
Enroll to Credit Shield Takaful program at a nominal fee applied monthly to your Digital Credit Card. Credit Shield Takaful covers your outstanding due on Digital Credit Card, in case you are unable to settle it due to unfortunate incident like death or Permanent disability. Terms and conditions apply.
| Services | Digital Credit Card |
|---|---|
| Murabaha Profit | 1% |
| Annual / Issuance fee | Free |
| Cash withdrawal Fee | N/A |
| Currency Conversion Fee | USD and GCC – 2% GBP and Euro – 2.5% Other Currencies – 3% |
| E-statement | Free |
| Express Service | Free |
| Card Cancellation/Closure Fee | QR 100 |
| Copy of Sales Voucher and Dispute fees (In case of Invalid disputes) | QR 100 |
| Charity Fees | 2% of Outstanding dues if not paid on time |
- The Cash Back Campaign is for new QIB VISA Digital Credit Card and new QIB Mastercard Digital Credit Cards customers
- Start date of the campaign 8th May 2022 and end date 2 months form launch date i.e. 7th July 2022
- Digital cards issued and activated during the campaign period will be qualified for the Cash Back
- Customer should spend on E Com. within 30 days of card activation to qualify for Cash back
- Any spends done after 30 days of campaign end date it will not be qualified for the cash back program.
- Maximum Amount of Cash back cannot exceed QAR 2,000 during the campaign.
- Customer can avail only 1 time the cash back amount during the campaign
- Cash back amount will be credited on a monthly basis for last 30 days transactions to the customer card
- Cash back amount will be credit back to the customers Card Account.
- Only E-Commerce spends done & reflecting in the Client cards statement during the period of the campaign will be considered as “spends” (billed transactions) for Cash Back calculation
- Any Client who is delinquent at the time of the Cash Back Calculation will be removed from the cash back list
- Client agrees that in case of any dispute, the Bank’s records and the Bank’s decision thereof shall be the final decision accepted by Client
- QIB reserves the right to disqualify any Client from the campaign in the event that abnormal usage patterns are suspected.
- Only cardholders with card status “Active” and non-delinquent at the time of cash back credit will be eligible.
- Staff of QIB are excluded from the campaign.
QIB cards terms and conditions apply
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