عربي

Personal Finance

Personal Finance

QIB is proud to introduce a Shari'a-compliant Personal Finance program that helps you in getting what you need or aspire; whether you want to refurbish your home, get married, plan your vacation or any urgent need, our Personal Finance solutions can help you in achieving all your needs.

In addition, QIB's payment program "Sadad" gives you the opportunity to buy out your liabilities from other banks, to organize your financial needs and simplify your payment obligations transparently in one fixed installment over an agreed period of time at the most competitive profit rates.

  • Shari'a-compliant
  • Competitive profit rate
  • Three months grace period
  • No guarantor required
  • Quick approval from the first visit
  • Fixed monthly installments with fully-transparent service
  • Takaful insurance covers the finance
  • Ability to buy-out liabilities from other banks
  • Direct sales team to serve you around the clock
Eligibility Qatari National Resident
Maximum Finance Amount (Including profit rate) QR 2 Million QR 400,000
Maximum Monthly Installment per month 75% of the Basic Salary and social allowance 50% of the total Salary
Age between 18 - 65 21 - 60
Minimum Finance Amount QR 15,000 QR 15,000
Employer Status Company must be approved and accredited by QIB Company must be approved and accredited by QIB
Employment Status Confirmed Confirmed
  • Salary certificate
  • Valid ID for Qataris, residency permit and passport for expats

In case of buyout liability, the following are required:

  • Liability letter from the bank addressed to QIB
  • Six months of bank statements
  • Visit your nearest branch
  • Click here to apply
  • Call us at 44448444