- Collect 1 Avios with Qatar Airways Privilege Club for every QAR 8 spent on your Himyan Debit Card.
- Benefit from Card-Linked Offers and collect even more Avios on purchases with your linked Himyan Card at partner outlets with Qatar Airways Privilege Club.
- Now you can add your card on Apple Wallet through the QIB Mobile App.
- Card will be linked directly to your account
- Card will be instantly issued via QIB Mobile App, you can activate and generate PIN to start using it online for local purchases
- Accepted at any local Point of Sale & Local ATM cash withdrawal & deposit via the national network (NAPS)
- Pay safely on local websites via QPay’s payment portal
- Supports Contactless Transactions
- First-Time Issuance offered free of charge
- Card is available to all segments
- Use your Himyan Prepaid Card and save up to 5% on the below:
- Qatar Airways flights
- Shopping and dining at Qatar Duty Free
- Lounges at Hamad International Airport
- Qatar Airways Holidays packages
- Discover Qatar transit tours and Visa services
- Access to Doha Beach Club plus food and beverages
Use the promo code HIMYAN upon booking
Use your Avios for travel and lifestyle rewards of your choice including flights with Qatar Airways, oneworld® airlines and partners airlines, upgrades, packages with Qatar Airways Holidays, shopping and dining at Qatar Duty Free, accessing exclusive experiences on Privilege Club Collection and much more. Learn more about the rewards and benefits of Privilege Club.
How to apply?
Himyan Debit Card is available to all QIB account holders and they can apply via:
- QIB Mobile App: Login > Tap on “More” > Apply for Products > Himyan Card
- Or Visit your nearest QIB Branch and fill the application form
Terms & Conditions for the Issuance and Use of the Qatar Islamic HIMYAN DEBIT CARD
The issue and use of QIB HIMYAN Debit Cards will be subject to the following terms and conditions which the Cardholder declares having read and agrees to abide with, before signing his application for QIB HIMYAN Debit Card.
- Definition:
Following expressions, where the context admits shall bear the meaning hereby ascribed to them:
QIB: Qatar Islamic Bank (S. A. Q)
Card: QIB HIMYAN Debit Card
Cardholder: A person to whom a Card is issued for his personal use.
Customer: Account holder
Merchant: Any individual, corporation, company or legal entity accepting dealing by use of the Card
Account: A Customer’s account in which all entries (amount of transactions executed by way of the Card, due fees, expenses or any other charges) are recorded as herein detailed.
- The Customer must maintain a Current or Saving Account in Qatari Riyals at any branch of the Bank.
- Use of the Card will be restricted to the Cardholder in person, within the prescribed limits.
- The Card is issued on the basis that all withdrawals initiated with it will be debited immediately into the Customer’s account with the Bank.
- The Card will be used on Automatic Teller Machine (ATM) and on point of Sale Terminal (POS), located at different places in Qatar ONLY in QAR currency and cannot be used outside Qatar.
- The Card shall at all times remain the property of the bank and Customer shall surrender the Card to the Bank immediately upon request, and the Bank has the right at its sole discretion to withdraw the Card or prohibit its further use.
- The Card and related PIN are issued to the Customer entirely at his/ her risk and the bank shall bare no liability whatsoever for any loss or damage arising from the issue of the Card and related PIN howsoever caused.
- The Customer shall not disclose his Personal Identification Number (PIN) to any other person.
- The Customer at all times remains liable for any transaction made by the use of the Card and shall indemnify the Bank for any loss or damage that may be caused by any unauthorized use of the Card and related PIN, and the Bank shall be entitled to assume all uses of the Card and related PIN to be authentic.
- Without prejudice to provision of above clause, the customer shall exercise every possible care to prevent the Card and details of the related PIN being lost or stolen shall notify the Bank immediately and confirm in writing in the event of any such loss or theft.
- The Bank shall not be responsible for any loss or damage arising directly or indirectly as a result of any malfunction/failure of the Card, ATM, POS or any other electronic device.
- The Bank shall not be liable for any act or committed seen by any Merchant for any reason whatsoever including his refusal to accept a Card.
- The bank’s record of transactions processed by the use of the Card shall be conclusive and binding for all purposes.
- The Bank reserves the right to limit and alter from time to time the daily cash withdrawal limit as well as the number of transactions which may be initiated by the Card.
- The Bank is authorized to debit the Customer Account with all the expenses arising from the issue of the Card as may be announced from time to time and any replacement thereof and any Other Fees and Charges.
- Any Cash or Cheque deposited by the use of the Card shall only be credited to the Customer’s Account after verification by the Bank which shall be conclusive and binding for all purposes.
- Any Cheque deposited shall be accepted for collection and proceeds shall not be available to the customer until the cheque has been cleared, the proceeds paid to the Bank by the paying bank and credited to the Customer’s Account
- Any Cash deposit shall be regarded as having been received by the Bank upon its being credited to the Customer’s Account
- The Bank reserves the right to vary any of these Terms and Conditions upon notice to the Customer. Use of the Card after the date upon which any change to these Terms and Conditions is to have effect (as specified in the Bank’s notice) will constitute acceptance without reservation by the Customer of such change. Any mail to the Customer at his address given herein will be considered as proper and legal. in addition Cardholder undertakes to advise QIB in writing of any change in its given address.
- The Cardholder hereby undertakes to indemnify the Bank against all losses, damages and expenses whatsoever arising in connection with the foregoing and non-delivery, mis-delivery or any omission in executing any instruction deposited with the Bank through ATM.
- The Bank shall be entitled to the immediate return of the Card in the event of:
- Closure of Customer’s account
- Customer’s total legal disability
- Customer’s death
- In case of misuse of the Card especially for settling prices of goods, works or services contravening principles of Islamic jurisprudence.
- These Terms and Conditions shall be construed and governed by the laws in force in the state of Qatar, as well as to the jurisdiction of its courts in so far as they do not contravene with Islamic jurisprudence.
- Himyan Debit Card:
- Himyan Debit cards refer to the debit cards issued by QIB
- The Customer has to obtain the Himyan Debit card issued by QIB either physically or through the digital channels such as app & website.
- Enrollment with Qatar Airways Privilege Club:
- Applicants of the Himyan Debit Card must be a Qatar Airways Privilege Club member in order to qualify to apply for the card.
- If the applicant is not an existing Qatar Airways Privilege Club member, then QIB will automatically enroll the applicant on their behalf.
- Qatar Airways Privilege Club will send an invitation email to the applicant to complete his/her enrollment and to accept the Privilege Club Terms & Conditions to complete the member profile.
- By signing up for the Himyan Debit Card, the customer accepts all the Terms & Conditions on this link: https://www.qatarairways.com/ro-ro/Privilege-Club/terms-and-conditions.html%23tab1-6 of Qatar Airways Privilege Club.
- The customer consents to QIB to share personal data such as name, date of birth, email id & mobile number with Qatar Airways Privilege Club. Such data shall be used by Qatar Airways Privilege Club to send marketing communication related to Himyan Debit Card and Qatar Airways Privilege Club program offers from time to time.
- By opting for a Himyan Debit card, the customer agrees that the card will be automatically linked with Qatar Airways Privilege Club “Card Linked Offers”.
- The customer agrees and authorizes Qatar Airways Privilege Club to monitor the linked card transactions in order to identify qualifying transactions via its third-party service provider in facilitation of the rewards provided through “Card Linked Offers”.
- “Card Linked Offers” allows customers to earn additional Avios from merchants with whom Qatar Airways Privilege Club establishes partnerships with.
- If the customer wishes to unlink from “Card Linked Offers”, he/ she may manually delink the card by logging in to their Qatar Airways Privilege Club account and visiting the manage my payment cards section.
- Customer Value Proposition and Applicability:
- Customers will earn 1 Avios on every QAR 8 spent on the Himyan Debit Card for all consumer spends.
- Customers will earn additional Avios for spending at merchants that are participating in the Qatar Airways “Card Linked Offers”.
- The list of ”Card Linked Offers” qualifying merchants in Qatar & other earning details can be found on: https://clo.qatarairways.com/en/earn-avios?country=24&sort_by=name_common&sortBy=name_common&sortDirection=asc, and Qatar Airways Privilege Club will remove/add participating merchants from time to time.
- To qualify for additional Avios through merchants participating in “Card Linked Offers”, the minimum spend that is set by Qatar Airways Privilege Club will apply depending on the agreement that Qatar Airways has with the merchants.
- The minimum transaction value shall be QAR 8.
- There shall be no maximum cap on Avios earning (i.e., no restriction on earning Avios for a transaction or particular period).
- All consumer transaction shall qualify for earning Avios except cash withdrawals, balance transfers, fees, interest charges, and any other transactions deemed ineligible by Qatar Airways Privilege Club.
- A member can hold more than one type of Himyan card (i.e., Prepaid, Debit) with multiple participating banks
- Himyan Card can only be used within the State of Qatar i.e., transactions outside State of Qatar shall not earn Avios unless the territory is further extended by the State of Qatar or unless otherwise notified by Qatar Airways Privilege Club or the Participating Banks.
- For spends on supplementary or primary card by a family member, the main member will earn Avios as per the family program rules of Qatar Airways Privilege Club.
- Member Servicing:
- Customers will be eligible to earn Avios for all consumer spends on Himyan Debit cards within 5 business days from the day of spend and subject to confirmation and applicable program rules.
- Customers will be credited with the additional Avios through spending at qualifying “Card Linked Offers” merchants within a period of between 1 day and 180 days depending on the merchant’s return policy.
- If the Avios are not reflected in the customer’s Qatar Airways Privilege Club account, the customer must check with QIB which have issued the debit card.
- If the additional Avios through “Card Linked Offers” are not reflected in the customers Qatar Airways Privilege Club account, the customer can claim missing Avios by visiting the “Card Linked Offers” on https://clo.qatarairways.com/en/claim-avios/provide-club-number and submitting transaction details within a period of 180 days from the date of transaction