Essential Banking

Enjoy easy account access, secure transactions, and convenient digital tools with QIB Essential Banking.

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Open, grow, and manage

Essential banking at QIB means complete control, convenience, and rewards – all through secure digital channels.

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Instant account access

Open and manage your accounts anytime with the award-winning QIB Mobile App and Internet Banking.
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Personalized support

Get expert guidance from dedicated relationship managers for all your financial needs.
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Smart cards

Enjoy free Debit Cards and tailored Credit Card options for secure, seamless spending.
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Simple advisory

Access Shari’a-compliant financial advice and competitive rates to help your money grow.
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Quick, hassle-free service

Submit requests digitally and enjoy fast approvals for accounts, cards, and financing.
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24/7 customer care

Reach us anytime for support via mobile, online, or at your nearest QIB branch.

Essential Banking details

Salary transfer benefits: Open your account instantly through the QIB Mobile App and enjoy secure, 24/7 access to your finances.

When you transfer your salary to QIB, you get:

  • Award-winning mobile and internet banking facilities for complete control.
  • Free Debit Card and one complimentary Cheque Book.
  • Free Revolve Credit Card for the first year.
  • Absher Reward points on your first salary credit.
  • Preferential rates on personal, Vehicle, and home finance.
  • Special discounts on comprehensive Vehicle Takaful.

Flexible finance options: Whether you want to buy a car, renovate your home, or consolidate your existing financing, QIB offers Shari’a-compliant solutions to make life easier:

  • Personal finance with flexible tenures and competitive profit rates.
  • Vehicle finance for new or used vehicles with special rates and up to 12 months grace period.
  • Home finance to purchase or transfer your existing home finance from another bank.
  • Finance against fixed deposit with quick approval and competitive rates while keeping your savings intact.

Cards for every lifestyle: Enjoy seamless spending with QIB’s range of Visa and Mastercard Credit Cards, plus Prepaid options - all designed for your needs:

  • Earn Absher Rewards on every purchase, including flights, hotels, shopping, and bills.
  • Marriott Bonvoy® Credit Card for hotel rewards and exclusive travel privileges.
  • Al Meera Credit Card for Meera Rewards on grocery shopping.
  • Qatar Airways Credit Card for Avios collection on daily spending.
  • Reloadable prepaid cards (Himyan & Visa) and Hadiyati gift cards for safe, easy transactions and gifting.

Fast and secure transfers: Send money locally or internationally with ease through the QIB Mobile App:

  • Direct Remit for instant transfers to selected countries.
  • Visa Direct to send funds to any Visa card worldwide.
  • International wallet transfers for secure global mobile wallet payments.
  • Cash pickup for collection at partner banks abroad.
  • FAWRAN for instant transfers within Qatar.
  • Western Union to send money to over 200 countries directly from your mobile.

Your rewards, your way: Earn Absher Reward points every time you bank with QIB and redeem them for exciting benefits:

  • Flights and hotel bookings for your next trip.
  • Online shopping and gift cards for easy purchases.
  • Utility bill payments for everyday convenience.
  • Exclusive partner offers for added value.

Bank with confidence: As Qatar’s first Islamic institution and the largest private financial entity in the nation, QIB unites heritage, innovation, and trust to deliver a modern, fully Shari’a-compliant experience of true distinction, which is essential for every customer.

Protect what matters most: QIB’s Takaful solutions help you safeguard your future through flexible coverage options, such as Vehicle, Travel, and Family Takaful along with Walady Education and Afaq Savings Plans for long-term goals.

Save, earn, and win: QIB’s Misk Savings Account gives you entry into draws for QAR 10,000 each week, QAR 50,000 each month, and QAR 1 million every two months. For steady returns, choose Flexi Certificates of Deposit or Growth Deposit plans with strong profit rates, flexible terms, and full digital access through the QIB Mobile App.

Explore QIB banking accounts

Discover QIB banking accounts designed to fit your lifestyle and financial goals.

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Minor Savings Account

Benefits:

  • CheckCircle Quarterly profit payout
  • CheckCircle Managed and supervised by parents
  • CheckCircle Eligible to enter Misk prize draws

Easy Payment Plan

Benefits:

  • CheckCircle Convert Credit or Debit Card transactions into monthly instalments
  • CheckCircle Decreasing profit rate
  • CheckCircle 3 to 24 months installment period
Open an account with QIB in 4 easy steps
  • Step 1
    Get started
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    Step 1

    Download the QIB Mobile App. Tap “Open a New Account Instantly”. Now choose whichever account you want to open.

  • Step 2
    Update personal information
    QIB Mobile App on a smartphone.
    Step 2

    Upload your Salary Certificate, scan your QID (and passport if expat), review your details and take a quick selfie for verification.

  • Step 3
    Provide your details
    Residence information form showing address fields and save button.
    Step 3

    Update your residence, email, employment, and income information. Capture your signature and choose your preferred branch.

  • Step 4
    Activate your account
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    Step 4

    Enter your name for the Debit Card, choose the delivery option, fill in the tax declaration form, set your mobile banking and validate with OTP.

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Secure your future with Takaful

Plan your future with QIB. Safeguard your family, support your goals, and invest with confidence through our Shari’a-compliant Takaful solutions.

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Takaful plan

Secure your family, vehicle, travel, and long-term goals through QIB Takaful plans.

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Family shield

Receive coverage for death, disability, and critical illness up to QAR 250,000 with easy enrolment and management through the QIB Mobile App.

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Travel Takaful

Get worldwide travel coverage for medical emergencies, trip delays, and lost baggage. Our policies include up to one year of protection outside Qatar.

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Vehicle Takaful

Access comprehensive vehicle coverage with QIB Vehicle Takaful. Enjoy protection against accidents, theft, and third-party liability at competitive rates.

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Afaq Saving Plans

Save and grow your wealth with Afaq Savings Plan. Enjoy flexible contributions, competitive returns, and Shari’a-compliant protection for your future financial goals.

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Explore our tailor-made cards

Choose the perfect QIB card for shopping, travel, and everyday spending – packed with exclusive benefits.

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Qatar Airways Signature Card

Benefits:

  • CheckCircle Earn Avios on everyday spends
  • CheckCircle Free travel takaful coverage
  • CheckCircle Free airport lounge access

Infinite Credit Card

Benefits:

  • CheckCircle Earn Absher Rewards on everyday spends
  • CheckCircle Free Travel Takaful
  • CheckCircle Free airport lounge access

Marriott Bonvoy® Infinite Credit Card

Benefits:

  • CheckCircle Welcome bonus : 30,000 MB points
  • CheckCircle Free Airport lounge access
  • CheckCircle Gold Elite Status
More ways to bank

Dedicated Tamayuz Call Centre

For convenient banking access, reach our Tamayuz Call Centre agents 24x7 at +974 4453 3000.
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Internet Banking

Manage your accounts securely from anywhere in the world with our Internet Banking platform.
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Reach us anytime, anywhere

Enjoy a premium, hassle-free banking experience designed for your convenience.
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Tailored finance solutions for your lifestyle

Empowering your dreams – one investment at a time!

Skip the journey, let us come to you

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Help & support

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Frequently asked questions

Essential Banking is a simple, digital, and rewarding way to manage your money. It includes accounts, cards, financing, savings, and Takaful – all accessible through the QIB Mobile App.

Yes. Personal and Vehicle finance requests can be submitted digitally through the QIB Mobile App for quick approval.

Use the QIB Mobile App for local and international transfers via Direct Remit, Visa Direct, Fawran, Western Union, and more.

You’ll need your QID and basic personal details. Everything can be uploaded digitally through the app.

You earn Absher Rewards on salary transfers, card transactions, and other banking activities. Points can be redeemed for travel, shopping, and bills.