Savings Account

Grow your wealth with competitive quarterly profits, withdraw freely anytime, and bank with complete transparency – zero hidden fees.

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Quarterly profit payout

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Flexible withdrawals

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Free debit card

Account details

Profit payout: Receive competitive quarterly profits on your average daily balance (through a profit-and-loss sharing arrangement), paid directly to your account

Complimentary Debit Card: Shop, pay, and withdraw cash wherever you need with your free Visa Debit Card

Automated payments: Pay bills on time and avoid late fees with standing orders

Anytime access: Check balances, transfer money, pay bills on the go, or apply card services and investment solutions from the QIB Mobile App

Account opening: Open your account instantly via the QIB Mobile App

A: Eligibility criteria

  • All ages are eligible to open the Savings account
  • Minimum deposit in the account for:
    • Qatari is QAR 2,000
    • Expats is QAR 20,000

B: Required documents

  • Original Valid ID for (Local & Expats)
  • Original Valid Passport for (Expats)
  • Employer Certificate with salary details

  • QIB Mobile App:
    • Download and launch the QIB Mobile App
    • Select “Open Savings Account”
    • Complete digital application and provide income information to open an account
  • Or,
    • Branch: You can also apply for a QIB Savings Account at your nearest branch. Simply provide the required documents, complete the application form, and that’s it.
Open a Savings Account in 4 easy steps
  • Step 1
    Getting started
    Phone screen showing the QIB Mobile App download page, representing the start of opening a Misk Account.
    Step 1

    Download the QIB Mobile App, click "Open a New Account Instantly". Enter your QID, and mobile number, then verify via OTP.

  • Step 2
    Update personal information
    Mobile interface displaying options to upload identification documents and review personal information for verification.
    Step 2

    Select Misk Account, scan your QID (and passport if expat), review the data, and take a selfie for verification.

  • Step 3
    Fill in your details
    Form screen on the app for entering residence, contact, employment, and income details during account setup.
    Step 3

    Enter residence, email, employment, home country address (for expat) and income information. Then capture your signature and select your preferred branch.

  • Step 4
    Final setup & activation
    Screen showing fields for entering card name, selecting delivery options, completing declarations, and confirming with OTP.
    Step 4

    Enter your name for the Debit Card, choose a delivery option, complete FATCA/CRS, set your mobile banking login, and authorize using OTP.

     

  • Step 1
    Phone screen showing the QIB Mobile App interface where users access products and account options.
    Step 1

    Log in to the QIB Mobile App, tap "More" on the footer menu, and select "Apply for Products.”

  • Step 2
    Mobile screen displaying the Misk Account selection page with funding source and amount fields.
    Step 2

    Select “Misk Account”, choose the funding source and select the amount. 

  • Step 3
    App screen showing a confirmation page with uploaded documents and a button to proceed after reviewing details.
    Step 3

    Review and confirm all details then accept the Terms and conditions and you are done.

Alternative accounts

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Special Deposit

Benefits:

  • CheckCircle Attractive profit payout
  • CheckCircle Multiple tenor options
  • CheckCircle Open to all ages

Protect yourself from fraud

Your security is our top priority. Spot scams and protect your personal information with simple tips that help you bank with confidence.

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Private information

Keep your information private: Never share passwords, PINs, or OTPs.

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Recognize spam

Spot suspicious messages: Ignore unexpected emails, calls, or links asking for sensitive banking details.

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Verify contact

Confirm before you share: Always verify the identity of the person or organization before responding.

Frequently asked questions

A Savings Account, also known as a call account, is a type of bank account used for growing your savings with competitive profits rates.

The SWIFT code for QIB Doha Branch is QISBQAQA

Yes. You can open a Savings Account instantly using the QIB Mobile App.

You’ll need your valid QID, and a salary transfer letter. Expats also require a valid passport.

Yes, you’ll receive a QIB Debit Card for free with global access.

You can block your card immediately and request a replacement through the QIB Mobile App or by contacting the call center on 44448444.

Yes, you can open both accounts together.

No you cannot request for a Cheque book with the Savings Account

No, to open an easy access savings account, you need to apply with an employer certificate with salary details.

With instant withdrawals,175+ ATMs, quick support, digital payments, automated transfers, a complimentary global Debit Card, Shari’a-compliant model, and competitive profit rates, the QIB Savings Account stands out as one of the best instant access savings accounts available.