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Expected profit rates – QIB Deposit Accounts

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Applicable profit rates of QIB Deposit accounts

Product type Profit rate range Tenor
Flexi CD Premium 2.75% to 3.50% 1 year to 3 years
Fixed Deposits 0.90% to 1.45% 1 year to 5 years
Growing Deposits 3.50% to 4.15% 2 year to 10 years

Terms and conditions

  • Mudarabah conditions will apply, and profits will be paid at maturity.
  • The expected profit rates are subject to change periodically, as per market conditions.

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FAQs

Mudarabah is a Shari’a-compliant (Islamic finance) partnership between the Rab Al Mal (GD owner) and the Mudarib (expertise provider). The profit generated is shared between both parties according to a pre-agreed ratio.

The expected profit rates change as per market conditions.